2009年3月31日星期二

转贴∶马来西亚的生活费真的太昂贵

朋友转寄来一篇来自伦敦, 署名Dr Zain Azrai ,比较马来西亚与伦敦生活费的文章。在英国4年的生活,以及在美国短暂3个月的打工和旅行生活,令我非常赞同他的观察。商贾可以把成本转嫁给消费者;不经营生意的打工族,当然包括大部分的马来西亚人在内,宏观来看,长期处于一个被剥削,被欺压的角色。

在沙巴的情况,要半岛更严重许多,其中的缘故可以慢慢细数,容后再写。总之简单来说,不分种族和宗教,不分年龄;马来西亚人都是在一个没有远见,差劲的管理能力,充满不公平竞争黑箱作业,充满官僚裙带关系垄断,充满个人利益,充满寄生动物政体下,的受害人!

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REPOST: Cost of living in Malaysia... Terlalu Tinggi???
By Dr Zain Azrai
London

The argument in this thread from day one is the cost of living in each country (esp. UK & Europe) based on what you earn in the respective country and whether the standards are higher than in Malaysia.

I tried to point out that many Malaysians always convert and that is why they say the UK is expensive. In fact, the cost of living is much cheaper than in Malaysia.In actual fact, Malaysians are being conned because for such a rich and resource rich country, the pay in Malaysia is way too low compared to the cost of living and inflation. One good example is Singapore........

Singaporeans (average) earns around S$3,000 to S$4,000 and nearly everything is half the price of Malaysia, eg. clothes, computer parts, electronics & etc. But the average Malaysian still earns RM2,000 plus and goods are double the price of Singapore. This is the same as the UK . If you earn around 2,000 pounds, you can liken this to the person earning RM2,000 in Malaysia . I give you some examples below. Maybe you can understand.

1) Good terrace house
It is more or less the same. If you want a house in KL, it would most probably be in Puchong and not Damansara Heights . So your house would be RM200,000. In UK , you can get a decent new house in Zone 6 (still within the tube) for 200,000 pounds. If non London , you can get a nice house also for less than 200,000 pounds outside London . The same also applies to buying a house in Seremban, Kajang, etc. You can buy a nice house for RM200,000 below. So buying a house is the same for the local and the Malaysian.

Renting a place is the same too or maybe cheaper than in Malaysia (I am not sure of this). A 2-bedroom flat in London is about 750 pounds (Zone 2). 500 pounds outside Zone 6 but still able to commute to London . A 2-bedroom house in Nottingham is 450 to 500 pounds. A 3-bedroom house in Belfast is about 300 pounds.

2) A car
A good Wira is RM55,000. Most Malaysians have to take 7-year loans and be in debt all the time. If you are earning RM2,000 a month, you take nearly 3 years saving the RM2,000 with not eating at all just to buy a Wira.

In UK , the average local earns about 2,000 pounds. He saves 3 months, he can buy outright a good Ford Fiesta or a Vauxhall Corsa without being in debt.

If buying a second hand car, even better. A 1990 Mercedes 190E cost 500 pounds. My 1996 Mercedes E220 cost 2,000 pounds. My friend just gave me his 1989 Honda Accord (Auto) for free because he said he could only get 30 pounds for it. I used it for a few months and decided to give it of for free too. That alone speaks for itself.

Even if you are kuli or an office boy, you still can drive a Mercedes or a BM. Yes, kuli's and office boy's get paid quite well. Average temp/office boy in London can earn about 7 to 10 pounds and hour. Overtime is 1.5 times or double. A brick-layer can earn 20 pounds an hour. The same Indon who lays bricks in Malaysia earns RM$50 for the whole day.

Before I became a doctor, I used to be an office boy and I earned near 300 pounds a week working about 70 hours a week. My makan was 30 pounds a week. My rent was 70 pounds a week for a room but I still drove a BMW back then. I bought the 10-year old BMW 3 Series car for 200 pounds. Amazing how an office boy can drive a safe and luxurious car.

3) Petrol
For a UK person earning 2,000 pounds, 80 pence a litre/gallon is cheaper than RM1.52 paid in Malaysia . If you don't convert, it is like paying 80 sen a litre in Malaysia

4) Shopping
20 pounds (which is 1% of 2,000 pounds) can buy you 1 week's worth of groceries in Tesco. RM100 (which is 5% of RM2,000) can also buy you 1 week's worth of groceries in Giant or Carrefour.


5) Utility Bills (This is what I pay in UK )
(a) Virtually non-stop heating the whole day only 20 pounds a month. (Only 1% of the 2,000 pounds earned)

(b) Electricity, I use my electricity maximum only 20 pounds a month. (Only 1% of the 2,000 pounds earned)

(c) My water bill also comes to about 20 pounds a month (Only 1% of the 2,000 pounds earned)

(d) My internet (Bulldog DSL) ..... I get 2Mbps for about 25 pounds(Also slightly above 1% of the 2,000 pounds earned).

(e) Astro Equivalent (NTL cable or Sky)..... 30 pounds per month (Also slightly above 1% of the 2,000 pounds earned)

In Malaysia , this is what I used to pay.....

(a) Tenaga Bill comes to RM200 to RM300 a month with 3 air-cons. This is more than 10% of the RM2,000 earned)

(b) Water (Puas) comes to RM$40 (This is about 2% of the RM2,000 earned)

(c) Astro RM100... if you take Chinese package (This is about 5% of the RM2,000 you
earn) 4. Internet Streamyx 512K RM 88 per month (This is about 5% of RM2,000 you earn)

6) Books
A good book is about 10 to 15 pounds in the UK . This is less than 1% of the 2000 pounds you earn. In Malaysia , you have to spend RM$75 to RM$100 for a decent book in MPH or Kinokuniya in KLCC. This is about 5% of the RM$2000 ringgit you earn.

7) Education
I think it is about RM20,000 per year to do a degree in Sunway Monash and about RM12,000 per year to send your kid to UM, UKM, USM etc. I am not sure about this.

But in UK , it is only 3,000 pounds a year to send your kid to a great university. That also, the white man still makes a lot of noise because the grants were taken away. Previously, it was virtually free for the English man to send his kid to university but now, since the grant was taken away, he has to spend 3,000 pounds per year to send his kid to university and less money to get drunk in the pub.

Well, if you are earning RM2,000 ringgit, sending your kid to UM to study is quite difficult. If you are earning 2,000 pounds per month, you can easily send you kid to university in the UK.

Even worse for the poor non bumi's not given a place in local university. Even if they can afford, they won't get a place because of the quota system. Unfortunately, the Chinaman and the Indian who gets 5A's in STPM have to be sacrificed and not given a place to let the Malay fellow with 2E's and 3 Fail's to enter the Medical Faculty or Law Faculty.

So the non-bumi's have to save RM100,000 per year to send their kid to the UK . In the UK , at least the white man still can go into university based on results and merit and only pay 3,000 pounds per year.

8) Luxuries
Panasonic Plasma TV in Malaysia about RM20,000. If you are earning RM2,000 a month, memang mahal! You have to save 2 years your monthly salary to buy it. In UK , the same Panasonic ironically, Panasonic plasma is made in Japan and Japan is close to Malaysia , so the plasma should be cheaper in Malaysia is only 2,000 pounds.

9) Health
NHS is free. Though the service is slow, quality is still there. You still can get a top quality by-pass for free although you may have to wait many months.

In Malaysia , IJN charges RM30,000. SJMC charges RM50,000. GH is free but as many people know, GH and UH have clown doctors. For example doctors who wear tudung and use a pen to touch the patient because scared dosa.

10) Assessments to local councils
I may pay high council tax but at least my council assures my streets are clean and safe, got no holes (pot holes) on my roads, and they jump and attend to me whenever I call them. When I stayed in Malaysia, I paid my assessment and quite rent but MPSJ told me to "podah" whenever I asked them to come and fill up the pot holes, cut the long lalang, put street lighting etc. The councils, especially MPPJ and MPSJ, were more interested in eating nasi lemak and going for 10 teh tariks in a day during office hours and hardly did anything for their residents.

11) Income Tax
My national insurance and income tax also is not wasted. When I was unemployed in 1997, the government via social security paid for my 2-bedroom flat for one whole year and I was given about 100 pounds per week for me and my wife to live on. I am happy to know that one day if I lose my job, I can still claim social security and get my apartment paid and food to eat again for free. It is a good security to know.

The list goes on. Here alone you can see, the sterling you earn goes a long way in the UK . So your quality of life is far better in the UK than a Malaysian in Malaysia . It is just that Malaysians are just too content with what they have. But you compare apple for apple. The British just love to complain. They have it made but still they love to complain. Nothing is good enough for the British. The government gives the citizens so much but they still seem to want more and more.

10 条评论:

山城客 说...

展兴兄,这是我们沙巴州老生常谈的问题,就是不见当局有何改善的意愿。我听说美国的版图这么大,但是物价从东到西都还是统一的。我目前服务的公司,售卖的产品也是与西马统一价格的,就不明白生活日用品为什么要分东西马两种价?可见当局是“明蚕食”我们沙州,把我们当冤大头呀,何来政治人物说的“我们是一家人”?一家人怎会吃不同价格的一种米?看来,沙巴应该寻求脱离大马独立,才能一劳永逸解决这个不公平的待遇。(这个想法在你的博客说说爽一阵就好,呵呵)

正掌心 说...

山城兄所说是不争的事实。接下来会把一些官营公司或垄断执照的公司,中央或州政府的政策;又有极大牵连,造成价格高企不下连锁反应的企业,细说他们在这事情上的责任。

山城客 说...

敬佩展兴兄忧国忧民的情怀,愿闻其详,期待您掀他们的底,说出事实来。谢谢。

Robert Lua Khang Wei 说...

沙巴的朋友们,我支持你们脱离马来西亚,当然我希望最好是东马的朋友们和我们西马的朋友们可以一起奋斗,打垮蚕食鲸吞人民权益的贪官污吏。全民自由平等,这一天一定会降临。。。

正掌心 说...

Robert Lua 〈反抗压迫〉博客的那张画,形容这种剥削最贴切不过了。认同,我们还是应该试试看,把症结细细说明,就算这任政府不在乎,不行动;它总可留给下一任执政,当是一个纠正的方向。

perak2london 说...

沙巴的朋友们,我支持你们脱离马来西亚. Perak 的朋友们,我支持你们脱离马来西亚!

ahdeedas 说...

I just can't wait for the day when some "big" country took over us. British will be ideal and I will be the first person go to "Padang" and sing the national anthem of UK.

正掌心 说...

perak2london, 可能性真的不高耶。

Ahdee,the old QE II as our queen? She is on longer the pretty queen in the older coins or stamps ok. Anyway,Merdeka! Merdeka! Merdeka!
funny to imagine : ).

· 康华 · 说...

展兴兄,

refer to 7)Education, para 2,

3,000镑应该是20多年前的学费,英国大学学费现在应该不止了。

正掌心 说...

康华兄,

大约20年前的“外国学生”学费--念文科约4500镑/年,念工科约7000镑/年,念医10,000镑/年。每年起价3-5%。

当年,我的化学工程系英国同学的学费是1,200镑/年。

我猜想,这个价钱是对的,也是现在的,但是他应该是指英国本土学生。比较马来西亚和英国本土生价钱。